usda direct vs guaranteed

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  1. – The USDA guaranteed loan has both 15-year and 30-year fixed-rate options. With the USDA guaranteed loan, your USDA-approved lender determines your interest rate, not the USDA. USDA direct loans have repayment options of 33 years and 38 years depending on income level.

    USDA home loan – Wikipedia – A USDA Home Loan from the usda loan program, also known as the USDA Rural Development Guaranteed Housing Loan Program, is a mortgage loan offered to rural property owners by the United States Department of Agriculture.