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Does most of your paycheck go to rent? That may be hurting your health – Banks and other lenders excluded black communities from favorable loans and charged higher interest rates on. they must make tough choices between paying their rent or mortgage or paying for food,
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title loans and rent-to-own payments. All carry interest rates so high that you end up repaying two or three times what you borrowed. If either of the following situations applies to you, investigate.
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In a rent-to-own agreement, you (as the buyer) pay the seller a one-time, usually nonrefundable, upfront fee called the option fee, option money or option consideration.
Rent to own deals look and feel a lot like standard home sales, and they are an alternative to traditional home loans. Both buyers and sellers can benefit from these.
Rent to buy | ASIC’s MoneySmart – Read your credit contract. If you decide to take up a rent to buy deal, know exactly what you’re getting into. Check all the terms and conditions of the agreement before you sign anything.