– Unable to Refinance After a Divorce. If you are unable to refinance your existing home after the divorce, you need to determine whether you cannot qualify or if there is a problem with your ex-spouse having ownership in the property. The ownership situation would need to get resolved by your attorney.
refinance mobile home mortgage with land good credit score for buying a house what is an fha mortgage What Is an FHA Loan? – FHA Loan. An FHA loan is insured by the federal housing administration and protects lenders from financial risk. Lenders have to meet certain criteria for their loans to be termed "FHA-approved," after which the FHA backs the loans the lender issues in case a borrower defaults on the mortgage.How Credit Score Affects Your Mortgage Rate – NerdWallet – A higher credit score earns you a lower mortgage rate, which means you'll save by paying. Scores of 720 and up earn the best rates on conventional mortgages .Mobile Home Refinancing and Poor Credit mobile home loans – Mobile home loans are a complex type of loan since depending on whether the land is a factor or not, the loan can be considered a mortgage loan on some.
A 1982 federal law helps you get your name off a home loan after divorce without having to refinance or sell the house.