refinance after chapter 13 discharge

High Court Could Solidify Creditor-Debtor Equilibrium – [8] Two years after the sale, she filed for bankruptcy relief under Chapter 7. excepts from discharge debts “for money, property, services, or an extension, renewal or refinancing of credit” that.

Refinancing Home after Bankruptcy and Chapter 7 | Mortgage. – Chapter 7 vs. Chapter 13 Here are the facts about refinancing your home mortgage after bankruptcy: If you filed for Chapter 7 bankruptcy, the courts wiped out almost all of your unsecured consumer debts, so when you qualify for a mortgage refinancing loan depends on the type of loan you want.

Conventional Loan After Chapter 13 Bankruptcy Guidelines – Qualifying for a Conventional Loan After Chapter 13 Bankruptcy discharge is no problem for home buyers needing a conventional loan: However, Fannie Mae and Freddie Mac Guidelines state that there is a two year mandatory waiting period after the Chapter 13 Bankruptcy discharged date

Can I get a home loan 1 day after chapter 13 discharge? With what company? Find answers to this and many other questions on Trulia Voices, a community for you to find and share local information. Get answers, and share your insights and experience.

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Refi with HARP immediately after Chapter 13 Bankruptcy Discharge – Refi with HARP immediately after Chapter 13 Bankruptcy Discharge. The lenders who lend will usually have their own set of rules above and beyond what HARP or Fannie Mae/Freddie Mac require.. Although FNMA says 2 years, HARP rules change to no waiting period, you still need a bank that will allow it..

refinance after chapter 13 discharge – Hisdacademics – Chapter 7 bankruptcy is also known as liquidation. After filing and being approved, the debtor is discharged from most debt. and must be steadily employed. Chapter 13 Bankruptcy Guidelines Chapter. Refi with HARP immediately after Chapter 13 Bankruptcy Discharge – Refi with HARP immediately after Chapter 13 Bankruptcy Discharge. The lenders who lend will usually have their own set of rules above.

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Wait Out the seasoning period. conventional lenders have a "seasoning" or wait period of two years from the date you get your Chapter 13 discharge papers. The FHA and VA consider your loan application as early as one day after discharge and even during the bankruptcy, as long as you have made your plan repayments on time for at least 12 months.

Should I refinance before or after bankruptcy? | AllLaw – Learn whether it is better to refinance your mortgage before or after. and after bankruptcy and whether you plan to file for Chapter 7 or Chapter 13.. In general , if you find a lender who will refinance your mortgage right after your discharge,