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Why You Should Get Pre-Approved for a Mortgage – Pre-approval is different than pre-qualification. When you get pre-approved. time with you unless there’s a good chance the transaction will be successfully completed. If you have no pre-approval.
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Getting pre-approved and qualifying for a mortgage – Canada.ca – With a pre-approval, you can: know the maximum amount of a mortgage you could qualify for; estimate your mortgage payments; lock in an interest rate for 60 to 120 days, depending on the lender; The pre-approval amount is the maximum you may get. It does not guarantee that you’ll get a mortgage loan for that amount.